Titre de fonction: Senior Credit Analyst : CTF and Corporate lending activities
Type de Job: CDI
Catégorie d'emploi: Plein-temps
Localisation: Geneva, Switzerland
Industrie:
  • Banking & Financial Services
Offre publiée: 22/05/2019
Numéro de l'offre: 32563
Nom du contact: Yves Martignier
Numéro de téléphone: +41 22 718 03 10
Email: y.martignier@lotuspartners.ch

Description de poste

For one of our clients, a private bank based in Geneva, we are looking for a :

 

SENIOR CREDIT ANALYST : CTF AND CORPORATE LENDING ACTIVITIES

 

Job description

  • Assessing the credit quality and risk profile of transactions & Borrower in the fields of Corporate & Commodities Trade Finance
  • Review credit applications to ensure that they are processed according to the bank's credit policy
  • Work with the RM to structure transactions and offer advice to mitigate identified risks where possible
  • Control of Trade Finance positions with Relationship Manager & Transactional Manager
  • Assist Head of Credit in implementation and review of Credit guidelines
  • Assist Head of Credit in the supervision Credit Control and Reporting staff
  • Conducting a thorough risks assessment of the underlying transactions (drafting or reviewing credit applications submitted by the Relationship Managers)
  • Maintain an on-going working relationship with other units of the bank such as Risk Management, Commodities & Trade Finance, Legal & Compliance Department, Trade Finance Operations and Finance
  • Regular review of Trade Finance positions with TM/RM
  • Follow up and report of commodities price risk
  • Regular report to Top Management on the Trade & Corporate Finance Credit activities
  • Ensure adherence of credit activities with the bank's policies & guidelines as well as relevant regulations

 

Profile required

  • University degree or equivalent education in Business, Finance and/or Law
  • Minimum 5 years of experience in credit department of a bank involved in Commodity Trade & Corporate Finance
  • Capacity to assess all types of credit risks related to Commodities & Trade Finance and Corporate Lending activities
  • Excellent knowledge of Trade Finance contractual terms (payment terms, delivery terms, transfer of risk and title), related insurances (cargo, credit, risk), payments instruments, etc.
  • Ability to draft clear and comprehensive credit applications or to review credit applications
  • Good knowledge of standard tools and techniques for the credit analysis
  • Familiarity with modern IT tools & applications (MS Office, VBA, etc.)
  • Ability ot effectively manage and streamline credit work flow
  • Strong analytical skills
  • Good communication skills (written and oral)
  • Good interpersonal skills
  • Ability to work independently
  • Ability to manage several projects at the same time
  • Fluent in English and French
  • Available rapidly

 

All files will be treated with the utmost confidentiality